Stephens Federal Bank Address: 2859 Highway 17, Toccoa, GA 30577 Phone: (706) 886-2111 Hours: Mon: 9am-5pm Tue: 9am-5pm Wed: 9am-5pm Thu: 9am-5pm Fri: 9am-5pm Banks, Financing Other Businesses: South State Bank at 1111 Big A Rd, Toccoa, GA 30577 South State Bank at 757 Big A Rd S, Toccoa, GA 30577 Northeast Georgia Bank at 56 Stephen Cir, Toccoa, GA 30577 First Citizens Bank & Trust at 555 Big A Rd, Toccoa, GA 30577