Citizens National Bank Address: 10854 N Straits Hwy, Cheboygan, MI 49721 Phone: (231) 627-3851 Banks Other Businesses: First Federal Of Northern Mi at 350 S Main St, Cheboygan, MI 49721 PNC Bank at 316 N Main St, Cheboygan, MI 49721 First Community Bank at 201 N Main St, Cheboygan, MI 49721 Citizens National Bank at 414 Division St, Cheboygan, MI 49721