Heartland State Bank Address: 13 Main Ave N, Kulm, ND 58456 Phone: (701) 647-2712 Banks Other Businesses: Mainstay Suites at 102 Main Ave S, Kulm, ND 58456 Kulm Cafe at 9 Main Ave S, Kulm, ND 58456 Kulm Tastey Treats at 13 1st Ave SW, Kulm, ND 58456