Citizens State Bank Address: 121 N Chestnut St, Spalding, NE 68665 Phone: (308) 497-2437 Hours: Mon: 9am-5pm Tue: 9am-5pm Wed: 9am-5pm Thu: 9am-5pm Fri: 9am-6pm Sat: 8:30am-12pm Banks, Loans, Mortgage Brokers, Credit Unions, State Commercial Banks Other Businesses: Bottoms Up at 166 W St Joseph St, Spalding, NE 68665 Cedar Rapids State Bank at 124 W St Joseph St, Spalding, NE 68665