NBT Bank Address: 2966 State Route 30, Speculator, NY 12164 Phone: (518) 548-7211 Banks, Mortgages, Loans Other Businesses: MOUNTAIN MARKET at 2104 NEW YORK 30, SPECULATOR, NY 12164 Mountain Market at 2904 Route 30, Speculator, NY 12164 Cedarhurst Motor Lodge at RR 30, Speculator, NY 12164 Village Motel at 2915 St Route 30, Speculator, NY 12164