First Citizens Bank & Trust Address: 844 Highway 1 S, Lugoff, SC 29078 Phone: (803) 733-3638 Hours: Mon: 9am-5pm Tue: 9am-5pm Wed: 9am-5pm Thu: 9am-5pm Fri: 9am-6pm Banks, Automated Teller Machines, State Commercial Banks Other Businesses: First Palmetto Savings Bank at 788 Highway 1 S, Lugoff, SC 29078 Jack's Equipment at 1572 Whiting Way, Lugoff, SC 29078 Camden West Inn at 850 US Highway 1 South, Lugoff, SC 29078 West Wateree Auto Sales at 1630 Highway 1 S, Lugoff, SC 29078